Petition DENIED.

DISTRIBUTED for Conference of 1/24/2020.

Waiver of right of respondent Scotiabank de Puerto Rico to respond filed.

Waiver of right of respondent First Bank Puerto Rico a/k/a FirstBank Puerto Rico to respond filed.

Petition for a writ of certiorari filed. (Response due January 2, 2020)

Luis Ramos González, et al., Petitioner, represented by Grace Monge-La Fosse

First Bank Puerto Rico a/k/a FirstBank Puerto Rico, Respondent, represented by Arlyn Gonzalez-Diaz

Scotiabank de Puerto Rico, Respondent, represented by Solymar Noemi Castillo-Morales