Petition DENIED.

Waiver of right of respondents HSBC Finance Corporation, HSBC Bank USA, N.A., HSBC North America Holdings Inc., HSBC Holdings PLC to respond filed.

Waiver of right of respondents JPMorgan Chase & Co. and JPMorgan Chase Bank, N.A. to respond filed.

Waiver of right of respondents Capital One, F.S.B.; Capital One Financial Corporation; Capital One Bank to respond filed.

Motion to substitute Eric Salveson, as personal representative of the estate of Melvin Salveson, in place of Melvin Salveson, Deceased filed by petitioners.

Petition for a writ of certiorari filed. (Response due December 16, 2021)

Melvin Salveson, et al., Petitioner, represented by Joseph M. Alioto Jr.

Capital One, F.S.B.; Capital One Financial Corporation; Capital One Bank, Respondent, represented by Abby Faith Rudzin

HSBC Finance Corporation, HSBC Bank USA, N.A., HSBC North America Holdings Inc., HSBC Holdings PLC, Respondent, represented by David Sapir Lesser

JPMorgan Chase & Co. and JPMorgan Chase Bank, N.A., Respondent, represented by Boris Bershteyn